About M^0
MONEY MIDDLEWARE FOR THE DIGITAL AGE
The digital age demands open, decentralized, interoperable money technology. M^0 powers the first open federation of stablecoin issuers, built on a decentralized architecture and best-in-class collateral design.
WHY M^0
Not All Money Is Created Equal
Multi-Issuer and Multi-Jurisdiction
Money is federated middleware. The M^0 infrastructure provides a turnkey approach, allowing numerous institutions to mint a fungible stablecoin. This flexible multi-issuance system also ensures adherence to specific or jurisdictional requirements.
Money Issuance as an Asset Liquidity Construct
M^0 enables the participation of collateral-providing entities interested in increasing the liquidity of eligible assets by partnering with minters on the issuance of a fungible stablecoin into demanding markets.
Best-in-Class Collateral Design
Exogenous collateral is based on short-term US treasuries, with over-collateralization required at the protocol layer. Proven collateral storage structures and jurisdictions are optimized for insolvency / bankruptcy remoteness. Independent, daily, on-chain validation of proofs-of-reserve is conducted.
The Next-Generation Infrastructure for Fintech
Fintech has innovated on frontends, but continues to rely on archaic, centralized, and closed banking infrastructure. M^0 represents a radical backend evolution, ready to power the next wave of global fintech innovation.
M^0 democratizes access to
money issuance infrastructure
Money is Complex Infrastructure
Learn more about how M^0 revolutionizes the money tech stack
Frequently Asked Questions
Find answers to commonly raised questions
What is M^0?
What is $M?
What is a Minter?
Introducing $M
$M is a composable stablecoin backed by high-quality, exogenous collateral.
CREDIBLY NEUTRAL
$M can be issued by multiple institutions in a fungible way, and it cannot discriminate against specific holders at the base layer.
COMPOSABLE BUILDING BLOCK
Minters can use $M as raw material for building wrapped financial products that adhere to additional requirements, or distribute it in its native form.
NEXT-GEN EURODOLLAR
$M benefits from high-quality collateral requirements while having no practical exposure to the US banking system for minting, storage, and redemption.